Commercial

Commercial property insurance in Camarillo, CA protects your business in the event that your business property is damaged, lost, or stolen. This policy covers the cost to repair damaged property and to replace what you have lost. We understand that being able to keep your business running in the event of a loss is essential to your bottom line. Allow us to provide you with a policy that lessens the impact of a loss to your business so that you can return to operations as normal.

Types of Business Property Insurance Policies:

• Names Peril – Protects against losses resulting form named perils, such as fire, lightning, water damage, windstorm, aircraft, and vehicles.
• All Risk – Protects against all types of perils, except those listed as specifically excluded, such as flood, earthquake, and wear and tear damage. These policies offer broader coverage to most businesses.

Workers compensation insurance is required in California for all employers to provide to their employees. Injured workers are entitled to receive workers compensation benefits for an on-the-job injury or illness, regardless of fault by the employee or employer. Workers compensation can also provide you with peace of mind as it provides you with legal protection should a job related accident result in litigation. Allow us to provide you and your employees with the protection you deserve.

Workers Compensation Benefits in California include:

• Medical Care
• Temporary Disability
• Permanent Disability
• Vocational Rehabilitation
• Supplemental Job Displacement
• Death Benefit

Every business owner, no matter the size or type of business, faces the chance of a lawsuit as a result of real or alleged bodily injury, property damage, or personal injury arising from business operations. General liability insurance in Camarillo, CA, and Southern California can help to prevent a legal suit from becoming a financial crisis, as it provides you with protection in the event that your business is sued or held legally responsible for an injury or damage to others.

In the course of your operations, your business faces potential liabilities every day. A commercial general liability insurance policy is the first line of defense against many common claims. General liability insurance is frequently offered in a package policy with property insurance to protect your business against incidents which may occur on your premises or at other covered locations where you regularly conduct operations. These policies also cover the cost to defend or settle claims, even if the claims are determined to be fraudulent.

Allow the experienced professionals at Chambers & Company to help you seek protection from your most trying liability concerns.

General Liability Coverages Include:

• Bodily Injury
• Property Damage
• Advertising Injury
• Personal Injury (including Libel and Slander)

• Umbrella/Excess Liability
• Earthquake
• Flood
• Crime
• Cyber Liability
• Professional Liability
• Builders’ Risk
• Products Liability
• Inland Marine
• Ocean Marine/Stock Throughput
• International Liability Coverage
• Bonds

Offering your employees benefits is a surefire way to start recruiting and retaining higher quality workers. Whether you are required to offer health insurance to your staff or are simply looking to offer employee-funded products at a more affordable rate, having an employee benefits package acts as a significant competitive advantage for employers. Allow the knowledgeable professionals at Chambers & Company Insurance to help you compile the most optimal employee benefits package so that your team can start receiving the care and level of attention they deserve.

Employee Benefits:

• Health Insurance
• Dental Insurance
• Vision Insurance
• Disability Insurance
• Long-term Care Insurance
• Life Insurance