It is important, both as an employer and an employee, to understand what a workers’ compensation insurance is and how it can benefit you if an employee gets hurt on the job. Let’s take a look at the most frequently asked questions related to workers’ comp insurance. What is workers’ compensation insurance? Workers’ compensation insurance Read More
6 Types of Business Insurance Coverage That You Need
Why Do Businesses Need Insurance? The importance of purchasing insurance coverage for your business cannot be overemphasized. Every business is at risk of suffering mishaps that threaten to hinder its continuance; hence, you must be well-protected at all times. Buying insurance for SMEs is a financially wise decision because growing businesses cannot afford to lose Read More
Should You Use Independent Agent For Your Business Insurance Needs?
Would your business benefit from an independent insurance agent? Insurance can be a complicated purchase for business owners to make. After all, you’re buying a promise of protection that could potentially make or break your financial future. From knowing what coverage you need to assessing your budget, business owners need to know if they’re making the Read More
Your Small Business Guide to Avoiding Discrimination and Harassment in the Workplace
Keep your business clear of discrimination and harassment in the workplace. As an employer, you have the responsibility to maintain a workplace that is free of discrimination and harassment. Not only is this your legal obligation, but it also makes good business sense. If you allow prejudice and violations in the workplace, you will pay Read More
Top Strategies for Shopping for Business Insurance
You know you need business insurance. Use this guide to help you get started. Your business faces plenty of threats, from fire and fraud to dishonest employees and discontented customers. Yet, many businesses lack coverage in some of the most critical areas. To refrain from putting your company in undue stress and exposure, shopping for the Read More
Top Strategies for Employee Retention
Use these strategies for employee retention to enjoy a loyal and reliable team. It’s every manager’s nightmare: One of your best employees resigns out of the blue. Right away, you’ve got a number of challenges to tackle. Not only do you have to find a replacement for such a talented team member, but you also Read More
How to Control Your Business Vehicle Risk
Train your drivers how to lower the business vehicle risk while on the roads. Many businesses across the nation have some sort of vehicle. Whether it’s a single car, van, or entire fleet or trucks, more and more business are going mobile to reach clients and vendors far and wide. When you do own vehicles Read More
The Basics of Directors & Officers Insurance
What you need to know about Directors & Officers Insurance (D&O). One of the most discussed and least understood insurance products is Directors & Officers Insurance. In short, it is liability insurance that helps to cover defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organization’s Read More
How to Improve Transparency in Business
Adopting and improving transparency in business is helping companies to succeed. Transparency in business is all the rage these days. It’s all about being open and accountable for your business operations. In today’s society, where employees and customers are expecting more, improving the transparency in your business is not a bad route to follow. In Read More
Three Exposures That Increase Small Business’ Liability
Small business’ liability can create further risk. Small business owners are aware of the risks that they take when starting out a business. While many just protect with a bare-bones insurance policy, others are unaware of the liability risks that they face. Certain exposures can increase small business’ liability. To reduce risky behavior at your Read More